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Inside the A.M. Best Rating
January 7, 2025

We are pleased to announce that A.M. Best has reaffirmed the A- Rating and Stable Outlook for both Investors Trust Assurance SPC and ITA International Insurer. The A.M. Best rating is a comprehensive evaluation of an insurance company’s financial strength and creditworthiness. This rating considers several key factors, including balance sheet strength, operating performance, business profile, and enterprise risk management. For instance, the balance sheet strength is assessed based on risk-adjusted capitalization, quality of capital, and insurance risk. Operating performance looks at profitability trends, return on equity, and sales performance across different regions. The business profile evaluates product offerings, geographic diversification, and competition. Lastly, enterprise risk management examines the company’s risk management tools, regulatory compliance, and cybersecurity measures. This comprehensive analysis makes the A.M. Best report one of the best tools available to assess the quality and strength of insurance companies.

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